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Loan insurance

Loan insurance

Offer details

Payment protection insurance The best solution to insure the financing of your boat

If you take out a boat loan or boat lease purchase option, you are required to have payment protection insurance to protect you in the event of death, disablement, etc.

Exclusive to APRIL : absolutely no medical procedures required (blood tests, medical reports, etc.) up to €500,000 and 54 years old.

  • Cover details

  • Good to know

 

Payment protection insurance

Death:

Repayment of the remaining capital owed on the date of death up to the total capital covered.

 

Total and Irreversible Loss of Autonomy

Repayment of the remaining capital owed on the date of the loss of autonomy up to the total remaining capital owed.

 

Temporary Total Disability

In the event of being unable to work due to illness or disability, APRIL will cover your loan payments up to the total capital insured (amount of the capital borrowed x chosen cover rate).

Optional

Permanent Total Disability

For disablement equal to or over 66% according to the operational and professional disability scale for the beneficiary's profession, regardless of regrading options.

Optional

Unemployment

Payment of a fixed sum of 50% of your financial commitments for one year maximum.

Optional

Permanent Partial Disability

We pay 50% of the amount covered for TTD or PTD in the event of a disability classified between 33 and 66%.

Optional

'Confort' option

You are covered for spinal disc injuries, no hospitalisation required, and after 10 days of hospitalisation for psychiatric conditions.

Optional

'Confort +' option

You are covered for psychiatric conditions and spinal disc injuries, no hospitalisation required. For optimal cover, we advise you to take this option.

Optional

Special disability cover for medical professionals

Available for medical professionals only. If you are a doctor, surgeon, dental surgeon, vet, physiotherapist, midwife, pharmacist or junior doctor, APRIL will repay the remaining capital owed in the event of 100% professional disablement.

Optional

Personal Protection insurance

If you have already taken out insurance with your bank, you can supplement your cover (up to a maximum of 100%) for the beneficiary of your choice. This provides you with better cover, as in the event of your death part of the capital is repaid by your bank's insurance policy and the other part is paid to your named beneficiary.

Optional

Retrouvez notre lexique financement.

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The APRIL payment protection insurance is an APRIL Santé Prévoyance product.

It is designed, administered and distributed by APRIL Santé Prévoyance and insured by PREVOIR-Vie and PREVOIR-Risques divers (APRIL payment protection insurance) and ACE European Group Limited (unemployment cover).

The services are designed and distributed by APRIL Santé Prévoyance.