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Boat lease purchase option

Boat lease purchase option

Offer details

Boat lease purchase option Chose an attractive, safe financing solution.

Have you just bought a new boat, or one under 3 years old, through a sailing professional?

APRIL Marine can compare the top deals available from its financial partners to suggest the best one for you according to the length of your policy, the price of the boat and your deposit.

Pastille

The advantages of leasing:

  • Take advantage of a 50% reduction in VAT for any new category A, B or C boat over 5 metres.
  • Optimise and secure your estate.
    The boat will not be included as part of your estate for the duration of the leasing contract, as the financial institution remains the owner during this time.
  • Leasing makes it easier to sell on.
    Your contract can be transferred to a third party in the event of changing boats (subject to the financial institution approving your buyer's application). It is easier to sell on your boat as the buyer can continue to benefit from your leasing contract.
  • Leasing also enables you to pay for navigational equipment (radar, GPS, VHF), sets of sails, trailers, etc.
  • You can sell your boat at any time and refinance your new boat through leasing.

An example of leasing (non contractual, for the purchase of a new boat):

Boat worth €76,000 inc. VAT with a 40% deposit (€30,400).

Over 6 years, (72 months), you pay back €622.54 per month, making a total cost of €74,600.41. As such, you save €1,399.59 compared to paying cash (for information purposes only, no contractual value). This saving comes from the 50% reduction in VAT on the deposit and the monthly instalments.

By taking out a loan you are committed to paying it back in full. Make sure you are able to make the payments before committing to a loan.

Take a look at our Financial terms glossary.

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Boat lease purchase options offered by APRIL Marine are financed by our banking partners BNP Paribas Personal Finance, Credit Agricole Consumer Finance and CM CIC Bail.

By taking out a loan you are committed to paying it back in full. Make sure you are able to make the payments before committing to a loan.