Skip to main content

Caribbean and Caribbean Premium boat insurance

Caribbean and Caribbean Premium boat insurance

Cover details

Caribbean boat insurance Comprehensive cover tailored to your sailing itinerary.


Are you sailing or looking to sail in the Caribbean sunshine? Are you aiming to make a transatlantic crossing?
APRIL Marine offers insurance for new and second-hand boats including boat cover in any event, against cyclones, typhoons and hurricanes, and assistance services covering the Caribbean and transatlantic crossings.
  • Cover details

  • Good to know

 

 

Amount covered

Excess

Liability

Comprehensive cover

Premium

Understanding what is covered

Liability

Damage to third parties

€7,000,000

(including damages in addition to personal injury: €1,000,000)

Comprehensive or premium cover: none /  only liability: €350

Your family, passengers and crew are covered. You are covered for liability in relation to your passengers, subject to your boat's maximum capacity as specified by the manufacturer.

Legal assistance

€10,000

None

Damage to the boat

Total loss and total theft

Insured value

including personal belongings and on-board equipment

None

 

Compensation at replacement value for 5 years in the event of total loss or theft (at replacement value for 3 years for semi-rigid vessels).

Partial damage

Depending on the insured value

Specific excess for personal effects and dinghy:

10% of the claim, minimum €500*

 

Reimbursement at replacement value up to the boat's 3rd year in the event of partial damage or theft (including engines).

 

Your on-board equipment has unlimited cover (safety and sailing equipment, electronics, and any equipment used on board).

Partial theft and vandalism

 

Engine damage

 

From 0 to 460cv

from €1,000 to €5,000

from €100 to €500

 

Exclusive to this policy: your engine is automatically covered, up to 20 years.


See detailed cover according to the terms and conditions

Other costs

Collection costs

Proven expenses accepted by our expert

None

Payout for expenses incurred if the ship sinks in a place which obstructs other vessels or puts them in danger.

Assistance and rescue costs

 

French national sea rescue service call out in the event of a problem.

Costs to cover raising and destroying the sunken vessel. Storing, handling and transport means.

 

Cover for any expenses due to an accident.

Expert fees in the event of total loss or theft

Up to €2,000

 

APRIL Marine's exclusive service

Safety at sea

Death and disablement

€15,000/person

€75,000/event

None

Optional

Compensation paid regardless of any liability.

Sea rescue expenses

€15,245

 

Legal protection

Standard

See cover table

Optional

Assistance and expert advice to defend your interests in the event of a dispute.

Premium

Caraïbes Premium

 

 

We offer help with any administrative procedures, in particular if you need to register in France or request a permanent berth, if you need a template contract for hiring out your boat, help with any procedures to obtain your boating licence, or with drafting administrative letters, etc.

APRIL Marine Assistance

Standard Assistance

 

 

Optional

Assistance services for people and boats on land.

Premium Assistance

Caraïbes Premium

Breakdown, towing and repairs expenses up to two hours of labour, excluding any parts.

 

Zero-mile assistance and breakdown service.

 

 

Exclusive:


enjoy a 24/7 assistance and breakdown service in dock and at sea for any immobilising breakdown (flat battery, running out of fuel, problem with the power supply or propeller, etc.) up to six miles off the coasts of Martinique and Guadeloupe.

Specific applications

Water skiing

Included

 

 

 

 

Water skiing, bare-foot skiing, wake-boarding, tubing and ski bus activities are automatically covered.

Regatta

Included

 

 

 

 

Your sailboat is automatically covered for regattas.

Towing

 

 

Optional

 

 

 

Additional services – included

Nina, my personal assistant

 

 

Take advantage of having a virtual personal assistant available by email and iPhone application for anything you need, anywhere in the world.

Carnet d’entretien du bateau

Free of charge

Inventory of your boat, summary of the parts to change, check-list of what needs doing and records of maintenance carried out.

Shipping forecast

Receive the shipping forecast and weather alerts throughout the year by email.

 

Discover also ...

  • Assistance et dépannage à quai et en mer
    Assistance and breakdown in dock and at sea
    A 24/7, zero-mile assistance service to make sure you are safe at sea.
  • Engine damage cover
    Engine damage cover
    Your engine is covered up to 15 years, in the event of an accident or otherwise, if it has less than 750 hours of use.
  • M@rina
    M@rina

    APRIL Marine has designed services for you to help make sailing easier. Discover our virtual marina.

Discover also ...

  • Assistance et dépannage à quai et en mer
    Assistance and breakdown in dock and at sea
    A 24/7, zero-mile assistance service to make sure you are safe at sea.
  • Engine damage cover
    Engine damage cover
    Your engine is covered up to 15 years, in the event of an accident or otherwise, if it has less than 750 hours of use.
  • M@rina
    M@rina

    APRIL Marine has designed services for you to help make sailing easier. Discover our virtual marina.

The cover provided by APRIL Marine policies is insured by our partner company, Royal Sun Alliance. The assistance services are underwritten by Inter Mutuelles Assistance, the legal protection by SOLUCIA PJ and the engine damage cover by CAAREA. Cover is granted according to eligibility and the general terms and conditions.