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Horizon and Horizon Premium insurance

Horizon and Horizon Premium insurance

Cover details

Horizon boat insurance Cover which really makes a difference and services included to make life easier for you.

Are you looking for insurance for your new or second-hand boat?
APRIL Marine offers comprehensive insurance for new and second-hand boats including protection for your boat (on water, on land, during transportation, etc.), cover for accidental damage, fire, theft, storm damage and liability cover with regard to third parties including your family and the whole crew.
  • Cover details

  • Good to know

 

Amount of cover

Excess

Understanding what is covered

Liability

Damage to third parties

€7,000,000

(including damages in addition to personal: €1,000,000)

None

Your family, passengers and crew are covered. You are covered for liability in relation to your passengers, subject to your boat's maximum capacity as specified by the manufacturer.

Legal assistance

€10,000

Damage to the boat

Total loss and total theft

Insured value

None

Compensation at replacement value for 5 years in the event of total loss or theft (at replacement value for 3 years for semi-rigid vessels).

Compensation at value plus 10% for boats over 5 years old.

Partial damage, partial theft and vandalism

Depending on the value, minimum set at €350

Reimbursement at replacement value up to the boat's 3rd year in the event of partial damage or theft (including engines).

Including on-board equipment

Your on-board equipment has unlimited cover (safety and sailing equipment, electronics, main engine and backup, and any equipment used on board).

Including personal effects

5% of the insured value up to a maximum of €5,000

Your fishing and water sports equipment is also insured.

Engine damage

From 0 to 460cv

from €1,000 to €5,000

from €100 to €500

Exclusive to this policy : Your engine is automatically covered up to 15 years.
Voir détails selon conditions générales

Cover for miscellaneous expenses

Collection costs

Proven expenses accepted by our expert

None

Payout for expenses incurred if the ship sinks in a place which obstructs other vessels or puts them in danger.

Assistance and rescue costs

French national sea rescue service call out in the event of a problem.

Costs to cover raising and destroying the sunken vessel. Storing, handling and transport means.

Cover for any expenses due to an accident.

Expert fees in the event of total loss or theft

Up to €2,000

Exclusive APRIL Marine

Safety at sea

Death / disablement

€15,000/person

€75,000/event

None

Indemnités versées en dehors de toute notion de responsabilité.

Sea rescue expenses

€15,245

 

APRIL Marine Assistance

Standard Assistance

 

 

Assistance services for people and boats on land.

Premium Assistance

Horizon Premium

Breakdown, towing and repairs expenses up to two hours of labour, excluding any parts

Zero-mile assistance and breakdown service.

Exclusive:

enjoy a 24/7 assistance and breakdown service in dock and at sea for any immobilising breakdown (running out of fuel, problem with the power supply or propeller, etc.), cover up to 6 miles off the French mainland coastline.

Legal protection - Optional

Standard

See the cover table

Assistance and expert advice to defend your interests in the event of a dispute.

Premium

Horizon Premium

We offer help with any administrative procedures, in particular if you need to register in France or request a permanent berth, if you need a template contract for hiring out your boat, help with any procedures to obtain your boating licence, or with drafting administrative letters, etc.

Specific features of use

Water skiing

Included

 

La pratique du ski-nautique, du bare-foot, du wake-board, de la bouée, du boudin ou du ski-bus est automatiquement couverte.

Regattas

Included

 

Your sailboat is automatically covered for regattas.

Boat hire (amongst private individuals, through a professional, in dock, etc.), training vessels, other.

Contact us

 

 

Co-sailing

Included

 

Co-sailing is automatically covered without any additional formalities.

Towing

Optional

 

Optional

Additional services - Included

Nina, my personal assistant

Included in your Horizon or Horizon Premium policy.

Take advantage of having a virtual personal assistant available by email and iPhone application for anything you need, anywhere in the world.

Boat maintenance log

Free of charge

Inventory of your boat, summary of the parts to change, check-list of what needs doing and records of maintenance carried out.

Shipping forecast

Receive the shipping forecast and weather alerts throughout the year by email.

Discover also ...

  • Pleasure funding

    Rental with Purchase Option, Credit pleasure, loan insurance. APRIL Marine becomes dealer financing.

  • Warranty engine damage
    Warranty engine damage

    Your engine is covered, even without incident until his fifteenth year if less than 750 hours of use.

  • M@rina

    APRIL Marine Services develops for you to simplify your pleasure. Discover true virtual marina.

Discover also ...

  • Pleasure funding

    Rental with Purchase Option, Credit pleasure, loan insurance. APRIL Marine becomes dealer financing.

  • Warranty engine damage
    Warranty engine damage

    Your engine is covered, even without incident until his fifteenth year if less than 750 hours of use.

  • M@rina

    APRIL Marine Services develops for you to simplify your pleasure. Discover true virtual marina.

The cover offered by APRIL Marine's policies is insured by our partner companies Allianz IARD, La Parisienne and Royal Sun Alliance. The assistance services are underwritten by Inter Mutuelles Assistance, the legal protection by SOLUCIA PJ and the engine damage cover by CAAREA.

Cover is granted according to eligibility and the general terms and conditions.