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Littoral and Littoral Premium insurance

Littoral and Littoral Premium insurance

Cover details

Littoral boat insurance Comprehensive, reliable insurance offering exclusive cover.

Protection for your boat in any event: on water, on land, during handling, wintering, transportation and in the event of lending it to a third party.
Comprehensive cover for liability and for any damage due to accidents, fire, theft, vandalism, storms, natural disasters, etc.
  • Cover details

  • Good to know

 

Amount of cover

Excess

Understanding what is covered

Liability

Damage to third parties

€4,000,000

(including damages in addition to personal injury: €1,000,000)

None

Your family, passengers and crew are covered. You are covered for liability in relation to your passengers, subject to your boat's maximum capacity as specified by the manufacturer.

Legal assistance

€5,000

Damage to the boat

Total loss and total theft

Insured value

None

Your boat is covered for its economic value. You will be compensated according to the value of your boat on the day of the claim. The replacement of your equipment is assessed applying a reduction for depreciation.

Partial damage, partial theft and vandalism

€350

Including on-board equipment

5% of the insured value avec un minimum de €500

Including personal effects

€500

Your fishing and water sports equipment is also insured.

Cover for miscellaneous expenses

Collection costs

Up to €5,000

None

Payout for expenses incurred if the ship sinks in a place which obstructs other vessels or puts them in danger.

Assistance and rescue costs

French national sea rescue service call out in the event of a problem.

Costs to cover raising and destroying the sunken vessel. Storing, handling and transport means.

Cover for any expenses due to an accident.

Safety at sea - Optional

Death / disablement

€15,000/person

€75,000/event

None

Compensation paid regardless of any safety issues.

Sea rescue expenses

€15,245

 

APRIL Marine Assistance - Optional

Premium Assistance

Littoral Premium

Breakdown, towing and repairs expenses up to two hours of labour, excluding any parts

Zero-mile assistance and breakdown service.

Exclusive:

enjoy a 24/7 assistance and breakdown service in dock and at sea for any immobilising breakdown (running out of fuel, problem with the power supply or propeller, etc.), cover up to 6 miles off the French mainland coastline.

Legal protection - Optional

Standard

See the cover table

Assistance and expert advice to defend your interests in the event of a dispute.

Specific features of use

Water skiing

Optional

 

Choose the water skiing option to glide away safely at sea.

Co-sailing

Included

 

Co-sailing is automatically covered without any additional formalities.

Towing

Optional

 

Optional

Additional services - Included

Boat maintenance log

Included in your Littoral or Littoral Premium policy

Free of charge
Inventory of your boat, summary of the parts to change, check-list of what needs doing and records of maintenance carried out.

Shipping forecast

Receive the shipping forecast and weather alerts throughout the year by email

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The cover offered by APRIL Marine's policies is insured by our partner companies Allianz IARD, La Parisienne and Royal Sun Alliance. The assistance services are underwritten by Inter Mutuelles Assistance and the legal protection by SOLUCIA PJ.

Cover is granted according to eligibility and the general terms and conditions.